IDEssentials

Credit Monitoring and Identity Theft Protection

Identity theft can happen anytime to anyone &emdash; anywhere! Whether you‹re at a gas station, Facebooking, or on vacation, the potential for identity theft is there. Identity thieves adapt quickly to new consumer trends and technologies, becoming more advanced and creative in their tactics to get behind even the most solid identity theft shields. IDEssentials makes it easier and affordable to help protect yourself and your family with advanced credit protection and comprehensive, enhanced identity theft protection.

What makes IDEssentials an enhanced identity theft protection product?

The best identity theft protection takes a proactive approach, helping prevent identity theft before it happens. With IDEssentials, you get great credit protection features, including credit monitoring and alerts. You also benefit from identity safeguards like a personalized Identity Threat Score1, Facebook Privacy Monitor, Black Market Internet Scanning and much more. In addition, all of your credit and identity protections are backed by a $1 Million Identity Theft Insurance 2, as well as our Protection Specialists who are ready to help you and answer any questions. It is our mission to provide you with great protection and expert support every step of the way.

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1 The Identity Threat Score gauges one aspect of risk (low, moderate or high) for identity theft by taking into consideration what personal information is publicly available, where it was found, and the quantity of personal information found. TrustedID examines online sources to locate what personal information is publicly available and how that information can be used to create specific combinations of personal information that can be used to piece together an identity. Our analysis is only an indication that you may be at a higher risk of identity thieves piecing your information together and using your identity for their own gain. If we find information indicating your identity may be at risk, we'll share the frequency and source, and we'll recommend a minimum set of actions that you should consider taking to help keep your identity safe.

2 Identity theft insurance underwritten by subsidiaries or affiliates of American International Group. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.

3 The credit score provided under the offers described here use the Equifax® Credit Scoreā„¢, which is a proprietary credit model developed by Equifax®. The 3-bureau scores are each based on the Equifax® Credit Score model, but calculated using the information in your Equifax®, Experian and TransUnion credit files. The Equifax® Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind that third parties are likely to use a different credit score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.